​​Do You Need a Medicare Supplement?

Best Time To Enroll in a Medicare Supplement

Confused about Medicare, understanding Medicare is not an easy task.  It’s important before you make your final decision about a Medicare Health Plan to get all the facts so you can make an informed decision on which plan is best for you.  Should I choose a Medicare Advantage Plan or a Medicare Supplement?  Is Plan F the best plan, what about Plan G or Plan N.  It's important to choose a Medicare Health Plan that not only meets your needs today but will continue to meet your needs as you get older and your health care needs change.  The wrong Medicare Health Plan could end up costing you a lot of money for Medicare-covered services and may limit your ability to see the doctors and hospitals you want to.

​​Why Alabama Medicare Plans

Save you time and money

Experience and knowledgeable agent  to answer your questions

Compare plans to find the one that's right for you

   Take the stress and confusion out         of selecting a Medicare Supplement

Need Help?

Since working in this field I can see why most people are confused about Medicare and the
choices they need to make.  A big part of my job is to educate and inform so you can make an informed decision on which Medicare Health Plan best meets your needs.  I would welcome the opportunity to work with you to take the confusion out of selecting a Medicare Supplement and Medicare Prescription Drug Plan.  Call or email me with any questions you have about Medicare and get free quotes and expert advice at no cost or obligation.

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Confused About Medicare?


Original Medicare (Part A and Part B) began in 1965 and was never designed to cover all of
your costs when you go into the hospital or when you see your doctor.  
Medicare Supplements
sometimes called Medigap plans, pay health care costs that Original Medicare does not cover like deductibles, coinsurance and co-payments for Medicare approved services.  
When faced with serious or chronic health problems you could end up with medical bills totaling thousands of dollars if you don't have a Medicare Supplement. 

When you first activate your Medicare Part B at age 65 or older you are placed in a six-month Open Enrollment Period for Medicare Supplements.  You can enroll in any Medicare Supplement Plan offered in Alabama without having to answer health questions.  Your acceptance is guaranteed and pre-existing health conditions are covered immediately.  

Enroll in a Medicare Supplement during your Open Enrollment Period.  After your Open Enrollment Period ends you can apply for a Medicare Supplement anytime at a later date, but if you have any serious health conditions you could be denied coverage or have to pay a much higher premium in order to get the health condition covered.  Take advantage of your Open Enrollment Period when you first activate your Medicare Part B, don't wait until you have been diagnosed with a serious health condition to decide you need a Medicare Supplement.

Steve Adlman

Medicare Made Clear

Bus (205) 616-9787

Toll Free 855-260-2825


Alabama Medicare Plans

Birmingham, Alabama


Call Us:  205-616-9787

Confused About Medicare?